Fractional CFO Services that deliver executive-level financial leadership and scalable operational support for small and mid-sized businesses.
Executive-level financial guidance without the full-time cost
This is not traditional consulting.
This is embedded financial leadership.
Chmelik Consulting provides Fractional CFO services to small and mid-sized businesses that need financial clarity, disciplined strategy, and scalable operational support—without hiring a full-time executive.
We partner directly with founders and business owners to improve profitability, strengthen cash flow, and build financial systems that support sustainable growth.
Why A Fractional CFO?
As your Fractional CFO, we act as a strategic partner inside your business—helping you make better decisions, plan ahead, and execute with confidence.
Most growing businesses don’t fail due to lack of effort—they struggle due to lack of financial structure and forward planning
Our engagements typically focus on:
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Financial strategy and long-term planning
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Budgeting, forecasting, and cash flow management
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KPI development and executive-level reporting
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Profitability analysis and cost optimization
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Capital planning and growth readiness
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Financial systems, controls, and process improvement
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You gain the insight and structure of a CFO—without the overhead of a full-time hire.
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More Than Strategy: Operational & Back-Office Support
In addition to strategic CFO services, we support clients with operational and back-office advisory, including:
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PEO and payroll provider evaluation and recommendations
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Benefits and HR cost analysis
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Accounting system optimization and process alignment
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Vendor and financial workflow improvement
​These services are integrated into the broader financial strategy—so your back office supports your business goals, not the other way around.